“So, here’s the plan,” I said to the Chef, as we drove home after an overnight stay in Beechworth with the parents. I left a pause at this point, to imply that the plan was much more significant than it probably was. Perhaps I was about to suggest we spend the next year travelling around the country in a hot air balloon, which would have been, quite frankly, awesome.
Alas, it was slightly more prosaic than that.
“I think we should stop spending so much money.”
It’s not as though we go around, throwing cash about with abandon. We don’t go out and buy a TV because there are slightly bigger ones available now. I haven’t been tempted to purchase a new fridge so I can fit all of my magnets on it. On the other hand, we are liable to buy a delicious looking blue cheese because it’s there. And don’t let us anywhere near farmer’s markets, because we’re likely to end up as temporary paupers once we’ve toured the stalls.
There’s Dumpling Thursday, too. This is exactly what you may imagine it is: every Thursday, we have dumplings from an amazing restaurant in the next suburb. They’re so delicious that I find it difficult to go for more than a week without a dose of chilli oil dumplings (with extra chilli oil).
Despite this, we have managed to save money, but I’m pretty sure we could do better if we really put our minds to it. If, for example, I don’t let the internet tempt me into buying quirky t-shirts or amazing bright yellow camera bags. Or a sterling silver camera charm necklace. There is far too much temptation on the interwebs and it is giving me a lot of practice in sorting want from need. Because I want that charm necklace but I’m pretty sure I can survive just fine without it.
So, this is the plan:
- Don’t buy stuff we don’t need
- Get ourselves a proper savings account, instead of one that gives us about 0.008% on our savings each month
- Stop talking about doing online grocery shopping and just do it instead
It’s a pretty short plan so far, but I like it. Easy steps, easy to follow. In time, we may even be able to follow through on the hot air ballooning idea. You never know.
Does anyone have any tips for a year of not spending much money? We’re already huge fans of op shops, so I expect we’ll be spending some quality time in them this year. I guess our main problem is groceries, so I’d be open for any tips there. Is it time we put the little garden patch in our backyard to good use, for example? Let me know what you think!